BlindDecide
On-premises credit decisioning · Hitachi Vantara

Make the decision fair.
Make the process clear.

BlindDecide brings verification, blind review and compliance evidence into one structured workflow—helping credit teams make decisions with greater consistency and accountability.

Product for Hitachi Vantara · Deployment approach tailored to your environment
BlindDecide
● WORKFLOW PREVIEW
APPLICATION REVIEW

Credit assessment

Illustrative record · BD-2048
Phase 01
Verify
Phase 02
Blind review
Phase 03
Compliance
Applicant profileIDENTITY HIDDEN

Review the relevant application evidence without direct identity details.

Repayment capacityWithin policy range
Supporting records3 documents verified
Evidence completeness
Good
Decision checkpointReason and evidence captured for review
✓ Evidence linked to reviewIllustrative interface preview
Built around responsible decisions
Verification firstStructured reviewTraceable evidence
One governed workflow

Three phases. A clearer path to a decision.

Move each application through a consistent sequence, with checks and evidence captured along the way.

PHASE 01

VERIFY

Check application inputs and supporting records. Flag potential inconsistencies, fraud indicators or impersonation concerns for the appropriate review path.

PHASE 02

CLEAR

Separate identity details from the evidence reviewers need. Give decision makers a focused view of the application against defined criteria.

PHASE 03

COMPLY

Keep decision rationale, review steps and supporting evidence connected, so teams can respond to internal checks, disputes and compliance reviews.

Accountability by design

Every decision should have a story you can follow.

BlindDecide is designed to make the review process more visible: who reviewed what, which evidence informed the assessment and how the case moved through the workflow.

Support for FICA, FAIS, POPIA and other relevant requirements should be configured with your compliance team and legal advisers.

Discuss your requirements
CASE ACTIVITY · ILLUSTRATIVE● RECORDING ENABLED
✓
Application receivedReference created · source records attached
⌕
Verification completedRequired fields checked · exception flagged
◉
Blind review openedIdentity fields withheld from reviewer view
≡
Rationale recordedPolicy criteria linked to decision notes
Made for real operations

A practical foundation for fairer reviews.

Bring the essentials of a controlled decision process together in one place.

Pre-decision verification

Organise checks and exceptions before a case reaches a decision maker.

Identity-aware review

Separate identity information from the review view where the process allows.

Decision rationale

Connect reasoning and supporting evidence to the case record.

Review history

Understand how an application progressed through its review checkpoints.

Operational visibility

See where cases are waiting and where additional attention may be needed.

Configurable controls

Shape review steps around your policies, roles and operating environment.

Built to fit your control environment

✓
Policy-led checkpointsMap review stages to your approved process.
✓
Role-aware accessAlign information visibility to defined responsibilities.
✓
Evidence-ready recordsKeep case context and rationale together.
✓
Deployment discussionAssess architecture and hosting requirements with your team.
Designed for enterprise conversations

Start with your policy, not a black box.

Credit decisions sit inside complex operating and regulatory environments. BlindDecide is positioned as a workflow layer that can be discussed against your existing policies, systems and review responsibilities.

  • Clarify what information each role needs to see.
  • Define the checks and evidence required at each step.
  • Review implementation and compliance fit with stakeholders.

See how BlindDecide could fit your process.

Bring your credit workflow, policy requirements and deployment questions. We’ll use them to shape a focused product walkthrough.

Request a walkthrough